Own Your First Home Without a Deposit – Now Possible with the help of Just Mortgages

22/07/2025

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Getting onto the property ladder in South Wales can be a challenge - especially if saving for a deposit has been holding you back. Now, there’s a new option. A 100% mortgage is back, and Just Mortgages is making it available to first-time buyers who are ready to move forward.

Just Mortgages, one of the UK’s leading mortgage brokerages, is the exclusive broker partner for the brand-new 100% loan-to-value (LTV) mortgage product from April Mortgages.

This means the no-deposit mortgage is only accessible via Just Mortgages’ advisers - whether working within estate agency branches or as part of their 500-strong network of professionals.

 

What Is a 100% Mortgage?

A 100% mortgage lets you borrow the entire value of a property - so there’s no need for a deposit. It’s ideal for those who can afford monthly repayments but haven’t been able to save a lump sum.

 

Is It Right for You?

If you’ve built a strong history of paying rent or bills on time, this type of mortgage could help you secure your first home faster. But be aware: with a 100% LTV, if house prices drop, you could fall into negative equity. That’s why it’s important to speak to a mortgage adviser and explore your options.

 

Why Work with Just Mortgages?

  • Tailored mortgage advice based on your financial situation
  • Access to exclusive and semi-exclusive mortgage products
  • Guidance from application through to completion
  • Ongoing support to help you maintain your mortgage

 

Take the First Step

Your first home might be closer than you think. Speak to a Just Mortgages adviser today to see if a zero-deposit mortgage could work for you.

Contact Just Mortgages Contact Just Mortgages | Just Mortgages

 

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Approved by The Openwork Partnership on 21/07/2025

Darlows introduce to Just Mortgages.

Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by The Financial Conduct Authority

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Darlows is a trading style of Spicerhaart Estate Agents Limited, registered in England and Wales No. 4430726 and Spicerhaart Residential Lettings Limited, registered in England and Wales No. 05304360. Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD, a Spicerhaart Group Business. Vat Certificate 791 7755 78.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Darlows introduce to Just Mortgages which is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority.